Anytime is a good time to create a budget, but it’s especially important if you’re getting ready to buy a house or refinance your home. These free online tools are a great place to start getting your finances in order.
Mint allows you to access your financial accounts all in one place so you can get a big-picture look at your money. You can also set up budgets and goals such as credit-card debt reduction and emergency or vacation funds to keep you on the right financial track.
BudgetPulse doesn’t link to your bank accounts, but it will let you import from Quicken, Microsoft Money, bank statements and spreadsheets. It also offers charts and graphs to track your money and lets you export the data to other financial tools software programs.
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Mme Jocelyne 