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“Time is at once the most valuable and the most perishable of all our possessions.”~ John Randolph

Billionaire Says Real Estate is Best Investment Possible | Keeping Current Matters

Billionaire money manager John Paulson was interviewed at the Delivering Alpha Conference presented by CNBC and Institutional Investor. During his session he boldly stated:

“I still think, from an individual perspective, the best deal investment you can make is to buy a primary residence that you’re the owner-occupier of.”

Who is John Paulson?

Paulson is the person who, back in 2005 & 2006, made a fortune betting that the subprime mortgage mess would cause the real estate market to collapse. He understands how the housing market works and knows when to buy and when to sell. What do others think of Paulson?

According to Forbes, John Paulson is:

“A multibillionaire hedge fund operator and the investment genius.”

According to the Wall Street Journal, Paulson is:

“A hedge fund tycoon who made his name, and a fortune, betting against subprime mortgages when no one else even knew what they were.”

Why does he believe homeownership is such a great investment?

Paulson breaks down the math of homeownership as an investment:

“Today financing costs are extraordinarily low.”

The latest numbers from Freddie Mac show us that you can still get a 30-year mortgage for under 4%.

“And if you put down, let’s say, 10 percent and the house is up 5 percent,” as many experts predict, “then you would be up 50 percent on your investment.”

How many are seeing a 50% return on a cash investment right now?

Paulson goes on to compare the long-term financial benefits of owning versus renting:

“And you’ve locked in the cost over the next 30 years. And today the cost of owning is somewhat less than the cost of renting. And if you rent, the rent goes up every year. But if you buy a 30-year mortgage, the cost is fixed.”

Bottom Line

Whenever a billionaire gives investment advice, people usually clamor to hear it. This billionaire gave simple advice – if you don’t yet live in your own home, go buy one.





“Be faithful in small things because it is in them that your strength lies.” – Mother Teresa

Murder on DemandThis is the latest news from the pro-life movement. CLICK HERE TO READ!

How sad that lawmakers have stooped so low.  What’s next?  A 60-year-old person who needs a heart transplant is deemed unworthy because their life expectancy is only 20 or so more years? A tragic accident takes one of your legs and you are deemed useless to society, so you are quietly put to sleep before you can leave the hospital?  Where will it stop?What will you do about it?

My friends, the sci-fi movies of yesterday where society is made up of nothing but young healthy people may not be far away.

Is America going to lay down and let this happen, or are we going to stand for what is good and right.  We can not ignore this problem any longer.  The culture of death is about to take over with nary a fight from the just. Wake up America, before it is too late!



“Government does not solve problems; it subsidizes them.” – Ronald Reagan

This is a 50-year-old commercial that first came out on vinyl. I don’t know when the video was put to the audio, but it is so relevant to today’s new health mandate from Obama that it is scary.

Click HERE to see this one minute video. Just give it a few seconds to load and turn up your speakers.



“For in reason, all government without the consent of the governed is the very definition of slavery.”  –  Jonathan Swift

Two bills before Congress, known as the Protect IP Act (PIPA) in the Senate and the Stop Online Piracy Act (SOPA) in the House, would censor the Web and impose harmful regulations on American business. Millions of Internet users and entrepreneurs will be effected by this and already oppose SOPA and PIPA.

The Senate will begin voting on January 24th. Please let them know how you feel.

“To make matters worse, SOPA and PIPA won’t even work. The censorship regulations written into these bills won’t shut down pirate sites. These sites will just change their addresses and continue their criminal activities, while law-abiding companies will suffer high penalties for breaches they can’t possibly control.”  quoted from  Google “End Piracy, Not Liberty”,  paragraph #3.

This reminds me of the gun control laws in some states.  Take New York for example, gun control is so strict there, it is difficult for the law-abiding citizen to legally purchase a firearm. But you know, the criminals don’t have a problem getting their hands on guns.

Personally, I see this country on the fast track to socialism and I don’t like it one bit!  What’s next? – a spy cam in every home?

If you are unfamiliar with the bills, please go to these links to read about what Congress is trying to do.

“STOP PIPA & SOPA; S968 & HR3261 are threatening CL and the rest of your Internet. Most of the web sites you use strongly oppose these bills. Find out why, and how you can help put a stop to this madness before it’s too late!” quoted from Google.

“SHORT SALE” Great Starter Home!

“SHORT SALE”  Great Starter Home!

This is a great home for the price.  The neighborhood is excellent and the lot is one of the larger lots in the area.  All in all,  this little brick gem is a great deal! I sold this home to the owners originally, and now it is time for them to move on.  So here I am selling the home once again. It is adorable and whoever buys this home will be very happy in it as my sellers are. To view more pictures of this home click on the link below.

“SHORT SALE” Great Starter Home!.



“Belief creates the actual fact.” – William James 

This is a wonderful mix of Christmas and patriotism.  I just heard about this and thought there might be others who didn’t see this worthwhile display.  Thought  I’d pass it along.

The home of Derek and Courtney Whitis in South Wood, which has been drawing spectators to its colorful and musical light display for weeks, has won the Good Morning America Big Bright Holiday Lights showdown contest.

Selected from three national finalists, the best house was determined by votes on the show’s mobile app and Facebook page.

Their patriotic display in the 3600 block of Mossy Creek Lane has more than 100,000 LED lights and is the highlight of the neighborhood.The visual display is accompanied by a four-minute soundtrack that plays a portion of the song for each branch of the military.

Click on the arrow below to view the YouTube video of their Christmas display.


“Your life is what your thoughts make it.” –  Marcus Aurelius
As a follow-up to “Make The Most of Every Day”, I thought I give you some lessons from Andy Rooney.  For those of you who don’t know Andy Rooney, he was an American radio and television writer who had the gift of saying so much with so few words.  Andy was most known for his weekly broadcast titled “A Few Minutes with Andy Rooney,” which was a part of the CBS News program “60 Minutes” from 1978 to 2011.
His final regular appearance on 60 Minutes aired October 2, 2011. He died one month later, on November 4, 2011, at age 92.  If you will take the time to read these, I promise you’ll come away with an enlightened perspective. The subjects covered affect us all on a daily basis. Enjoy…….

  • I’ve learned…. That the best classroom in the world is at the feet of an elderly person.
  • I’ve learned…. That when you’re in love, it shows.
  • I’ve learned…. That just one person saying to me, “You’ve made my day!” makes my day.
  • I’ve learned…. That having a child fall asleep in your arms is one of the most peaceful feelings in the world.
  • I’ve learned…. That being kind is more important than being right.
  • I’ve learned…. That you should never say no to a gift from a child.
  • I’ve learned…. That I can always pray for someone when I don’t have the strength to help him in some other way.
  • I’ve learned…. That no matter how serious your life requires you to be, everyone needs a friend to act goofy with.
  • I’ve learned…. That sometimes all a person needs is a hand to hold and a heart to understand.
  • I’ve learned…. That simple walks with my father around the block on summer nights when I was a child did wonders for me as an adult.
  • I’ve learned…. That life is like a roll of toilet paper. The closer it gets to the end, the faster it goes.
  • I’ve learned…. That we should be glad God doesn’t give us everything we ask for.
  • I’ve learned…. That money doesn’t buy class.
  • I’ve learned…. That it’s those small daily happenings that make life so spectacular.
  • I’ve learned…. That under everyone’s hard shell is someone who wants to be appreciated and loved.
  • I’ve learned…. That to ignore the facts does not change the facts.
  • I ‘ve learned…. That when you plan to get even with someone, you are only letting that person continue to hurt you.
  • I’ve learned…. That love, not time, heals all wounds.
  • I’ve learned…. That the easiest way for me to grow as a person is to surround myself with people smarter than I am.
  • I’ve learned…. That everyone you meet deserves to be greeted with a smile.
  • I’ve learned…. That no one is perfect until you fall in love with them.
  • I’ve learned… That life is tough, but I’m tougher.
  • I’ve learned…. That opportunities are never lost; someone will take the ones you miss.
  • I’ve learned…. That when you harbor bitterness, happiness will dock elsewhere.
  • I’ve learned…. That I wish I could have told my Mom that I love her one more time before she passed away.
  • I’ve learned…. That one should keep his words both soft and tender, because tomorrow he may have to eat them.
  • I’ve learned….. That a smile is an inexpensive way to improve your looks.
  • I’ve learned….. That when your newly born grandchild holds your little finger in his little fist, that you’re hooked for life.
  • I’ve learned…. That everyone wants to live on top of the mountain, but all the happiness and growth occurs while you’re climbing it.
  • I’ve learned…. That the less time I have to work with, the more things I get done.
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