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When you begin to think about buying your first home, it’s essential for you to be confident in your decision. Following are just a few reasons to consider buying rather than renting.

Smart investment
When you invest in a home, it offers the possibility for appreciation in value. The equity becomes yours when you’re still paying off your mortgage. You even get to live in it while your investment matures. Although since the housing bubble burst, it will take longer to build equity – kinda like it used to be back in the 50’s-70’s.

Tax advantages
Since both mortgage interest and property taxes are tax-deductible,at least for now, home ownership can save you a significant amount of money each and every year.

Planned housing costs
You decide how much you spend on your home, for big-ticket items like repairs and improvements. Unlike renters, homeowners with a fixed-rate mortgage know exactly what their monthly housing costs are and will be.

Improve your home “Your Way”
You choose which improvements to make on your property, such as a deck, kitchen remodel, or new paint. You don’t need to ask permission from a landlord!


About Mme Jocelyne

Hi, I'm a transplanted northerner–(born and raised in New York to French immigrants–Oui je parle Francais)-living in Florida for 20 years. In the 70's I worked as a realtor in the Bronx – City Island to be exact. Then I started a family and didn't keep up my license. I aspired to a career in architecture, so I went to New York Institute of Technology for three years, moved to Florida and finished my degree at the University of Florida in Gainesville. After 10 years of working in my dream career I sustained an injury to my shoulder. This injury never healed because I was constantly on the computer doing cad design. I finally decided to make a career change – something where I could use my training as an architect. Needless to say, I was worried – where will the money come from? How will I be able to afford my career change? But, I put my faith in God and went for it. It’s the best move I ever made, other than my husband, children and dogs.

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